Diamond Jewelry Loan

It’s no secret to both those who own and don’t own diamond jewelry of its immense value.  From new to used diamonds, their ability to attract a wide array of buyers as well as fill your pocket with thousands of dollars is immense.  However, in that line are a wide array of conmen and individuals who, while pretend, are simply unaware of how to properly and accurately appraise them.

This becomes an issue when you’re looking for a diamond jewelry loan as you can easily get taken advantage of and either pay an exorbitant interest rate or simply get such a low cash value that it was hardly worth the drive over!  To diamond jewelry owners in Mesa, Tempe, or Chandler, the staff of Oro Express Chandler Pawn and Gold is happy to be the premier diamond jewelry cash lender to them.  Our customers can rest assured that they’re dealing with only the utmost of professionals and are getting the most cash possible when loaning on diamonds.

The Process of Our Diamond Jewelry Loan

When it comes to diamond jewelry, there are two primary factors. These factors take effect of the cash loan.  First and foremost, the most important piece, the diamond.  In order to provide accurate valuations, one needs a keen eye developed from both training and immense experience.  All customers can rest assured that all of our associates possess both of these key traits; accurately evaluating to the four C’s of diamonds: cut, color, clarity, and carat accurately.

A common misconception is that the value in diamond jewelry is mostly the diamond itself.  In larger pieces, this is far from the truth.  The next important factor is the precious metal set in the piece.  The diamonds set in gold jewelry are accents; increasing the allure of the jewelry itself. The diamonds themselves become evaluated; once again, by the Four C’s of Diamonds. However, they are not the only item checked.

The gold in weight presents a high value overall.  All of our associates will carefully value the diamond setting separately; adding to the cash loan value to ensure our customers are getting the most cash possible to meet their needs.

The attention to detail that you’ll find at our Chandler pawn shop won’t be found at any competing store.  We’re the only place to visit for cash diamond jewelry loans, and will how easy it is to repay these loans, there’s no question as to what store you should visit.

Flexibility Is the Name of the Game

Financial stability is more than massive wealth. It is a process that takes time; with success and setbacks along the way. Each moment in life will put a strain on such stability. Sometimes situations only get more complicated. That’s where our loans come in. Our diamond jewelry loan, as well as all of our pawn loans, are written for 90 days.  Whether you choose to pay off the loan all at once, or make payments to pay it off by the 90th day, is completely up to you.

In fact, if you pay off your diamond jewelry loan prior to the 60th day of the agreement, we will deduct a redemption discount to the total amount due.  In our thought it is a way to show our appreciation for your early payment.

We’re more than happy to extend this for the same period of time if a customer deems it necessary.  All that we ask is to pay the interest accrued over that time and we’ll write out a brand new diamond jewelry loan allowing Tempe, Mesa, or Chandler customers another period of time to get their finances in order.  At Oro Express Chandler Pawn and Gold, our customers always come first.