Watch Loans Chandler Residents Trust

That’s right folks, you heard it here at Oro Express Chandler Pawn and Gold first.  We’re happy to give cash for watches, no matter if you’re from Chandler, Queen Creek, or Gilbert.  Our watch loans are second to none as we pay the most of any pawn shop you’ll find this side of the Mississippi.  The most important thing to consider when you need watch loans Chandler residents, is the expertise of your lender.

We’ve been in business for over a decade and have seen it all — Rolex, Breitling, Cartier, Fossil, any brand of valuable watch you can imagine, we’ve made cash loans on.  We can not only authenticate the validity of your watch, but give you the highest loan-to-value ratio of any pawn shop in Chandler.

Valuations for a Pawn Loan

It’s pretty easy actually!  The unique feature of our pawn loans is that we don’t have to drag our feet in considering other metrics like income, credit score, and credit history like a traditional loan institution.  Instead, our watch loans are written as pawn loans which are a unique form of collateral loan.  The only factor that comes into play when getting cash for your watch is the actual resale value of it, meaning that if you’ve got a watch, then baby you’ve got burning cash in your pocket.  

Our valuation process is simple when considering a watch loan and looks at the resale value that we just talked about, and then also the overall condition.  This is perhaps the most important factor as if you’ve been wearing the watch every day, don’t have the box, it can hurt the watch loan price.  But don’t even sweat it, since we pay the most out of any pawn shops Chandler has to offer, it’ll still be far higher than you could get elsewhere.

Terms of Watch Loans Chandler Appreciates

Repaying your loan is just as simple as the initial process.  When you get your watch loan, we store it (even if it’s not gold or silver) in our safe, secure, and insured vault.  There it stays until the day you come to pick it back up.  Each pawn loan is written out for a term of 90 days with no prepayment penalty.  This means that you can repay the loan at your own convenience whenever you have the cash or are ready to repay it.  Interest accrues over that time, so it’s definitely ideal to repay your watch loan sooner rather than later.

You can repay the loan at any time during the 90 days.  If you pay in full before the 60th day, we will apply a redemption discount.  However, if you cannot satisfy the loan within the 90 days, we can help.  Simply repay the interest and we’re more than happy to extend the watch loans for another 90 days.

Here at Oro Express Chandler Pawn and Gold, we want to remind you that no matter if you’re a citizen of Chandler, Queen Creek, or Gilbert, we’re not in the business of repossessing on watch loans and will always do everything in our power to help you if repayment becomes challenging.  Just let us know, and we’ll help you out of a poor situation.  Give us a call now, we’re happy to give cash loans on any and all watches you have.

Ready to Get Cash for Your Watch in Chandler?

Just head on down to Oro Express Chandler Pawn and Gold, it’s right down the street from most places in Chandler.  It’s important for us to note that it’s not like we just take the higher end, thousand dollar watches that are up in the picture above.  When we say that any watch, even if it’s not a silver or gold watch, is as good as cash — we mean it.  Again, if it’s worth money to somebody, then it’s worth money to us.  We’ve helped thousands of proud Chandler residents get the financial help they need when nobody else had their back.

For a quick and hassle-free watch loan, give us a call today.  Silver, gold, and diamond watches are all good for fast cash just give us a call!